About Expat Personal Services
Personal by name. Personal by nature.
We provide insurance assistance and advance funeral planning for expatriates, retirees, international families, foreign residents and Thai customers in Thailand.

Who we are
Expat Personal Services Company Limited is a Thai-registered company, established in August 2022, with a head office in Bang Bo, Samut Prakan and a branch serving Cha-am and Hua Hin. Our name reflects how we work: every enquiry is handled personally, by people who take the time to understand your situation.
Living in Thailand as a foreigner brings practical questions that are not always easy to answer — which health insurance suits your age and budget, what cover a long-stay visa application needs, how to protect your home, condo, car or motorcycle, and how to plan ahead so your family is not left with difficult decisions later. We help you work through these questions in clear English or Thai.
What we help with
- Health, life, critical illness, cancer and personal accident insurance
- Property cover for houses and condominiums
- Motorcycle, private car and rental car insurance
- Insurance for LTR, Non-Immigrant O-A and O-X visa applications
- Travel insurance for visitors to Thailand and Thai residents travelling abroad
- Advance funeral service planning and bereavement paperwork support
- Help with claims and policy questions after you are covered
How we work
Listen first
We start with your age, health, visa plans, budget and family situation before talking about any plan.
Explain clearly
We compare suitable options side by side and explain benefits, limits, waiting periods and exclusions in plain language.
Stay with you
After you buy, we remain your point of contact for renewals, changes and claim support.
Final acceptance, premiums and cover are always decided by the insurer under its policy terms. Visa decisions are made by the Thai authorities.
In their words
A customer wrote about us
In October 2026, Rick, an American expat in Hua Hin, published “From Thailand — The Insurance Agent” in his newsletter Large Flightless Birds Takes Flight. It tells how, on a Saturday, our managing director NidNoi spent the day phoning hospitals in Hua Hin and Bangkok for his friend Chloe, who needed urgent care and was being turned away everywhere — until the Phayathai Hospital emergency unit in Bangkok accepted her. The help went far beyond an insurance enquiry.
“… a group was leaving from Hua Hin now, to pick us up, and that she had saved us.”
“‘This is what I do,’ she said. ‘I help people.’”
— RCL, “From Thailand — The Insurance Agent”, Large Flightless Birds Takes Flight
Read the full storyQuoted from the writer's own words; the full article is on Substack.

Support for today.
Thought for tomorrow.
Choosing protection can feel complicated, especially when you are making a home in another country. We offer a personal point of contact to discuss health and life protection, property and vehicle cover, visa-related insurance and advance funeral planning.
- Your circumstances come first.
- Clear conversations about options and terms.
- Respectful support for sensitive decisions.
Registered company: Expat Personal Services Limited
Registration number: 0115565022389Established in August 2022Insurance agent licence 6801051903Insurance broker licence 6204023503 (OIC)
Head Office35/197, Bang Bo Subdistrict, Bang Bo District, Samut Prakan 10560, Thailand
Cha-am / Hua Hin Branch208/68, Sam Phraya Subdistrict, Cha-am District, Phetchaburi 76120, Thailand
A conversation is a good place to start
Let’s find the right way forward.
Your needs are personal. Your support should be, too.